Browser-based risk worksheet
Insurance Renewal Question List
Prepare a structured insurance-renewal discussion without turning the page into a quote or coverage recommendation.
Use these questions to prepare for a discussion with qualified insurance professionals. They are not a coverage recommendation.
- What changed in revenue, payroll, locations, property values, vehicles, products or services?
- Were new contracts signed with insurance, indemnity or additional-insured requirements?
- Did the business add employees, independent contractors, professional services or regulated activities?
- Are limits, sublimits, deductibles and waiting periods still aligned with current exposures?
- Were there incidents, near misses, claims, complaints or control failures since the last review?
- Have vendors, cloud systems, suppliers or critical dependencies changed?
- Do policy schedules, named insureds, addresses and classifications match reality?
- What exclusions or endorsements materially narrow expected protection?
- Which losses remain intentionally uninsured or self-funded?
- Are certificates, notices and renewal decisions documented?
Decision record
Important: This tool organizes user-entered information or performs simple scoring. It does not save data to this site, assess a particular business, predict loss, interpret insurance or provide professional advice.